Mortgage Calculator

Accurately compute monthly installments and plan your financial future

Loan Configuration

Loan Amount (10k)

Term Input Unit

Loan Term (Years)

Annual Interest Rate (%)

Grace Period (Months)

Repayment Method

EMI (Equated Monthly Installment)EP (Equated Principal Repayment)

Monthly Payment37,869元 / 月

Total Interest Paid3,632,679元

Total Repayment13,632,679元

Total Payment Ratio

73%Principal Ratio

Principal Ratio: 73.4%

Interest Ratio: 26.6%

Compute monthly EMI/EP payments with grace periods and one-click Excel schedule export.

Calculate real APR including origination fees and compare loan refinancing savings.

Simulate long-term ETF & stock dividend reinvestment snowball growth curves.

Compare airline & agency fares live with automated business-class error fare alerts.

Merge, split, compress, watermark, and OCR PDFs locally in your browser without uploads.

Enhance blurry photos and upscale resolution locally in your browser for free.